How it Works

How does Works?

When you need cash now, but payday is still too far away, a payday loan can be the answer to your problems. is a lending network, NOT a lender. Simply fill out the short application and will identify lenders that can provide you with a short term cash loan. We will attempt to match you with a lender most likely to provide you the cash you need.

If you are matched with a lender, the lender will contact you to complete the process, review the terms of your loan and discuss repayment and extension options. The money will be electronically deposited into your bank account. When the loan is due, your cash advance fees are automatically deducted from your bank account by the lender.


Requirements for obtaining a loan through USACashNet are as follows:

  • Recent paycheck stub showing an income of at least $800 a month, after taxes
  • Employment at your current job for at least the last 90 days
  • Over age 18 and a U.S. citizen or permanent resident
  • Active checking account
  • Active email address
  • Active home and work phone numbers

usacashnet steps

Please review our Terms and Conditions for comprehensive information regarding payday loan matching service.

Click on the Apply Now button to get your application started today